Allstate Auto Insurance

Quality auto insurance coverage designed with you in mind

Finding the right auto insurance for you means staying up to date on Delaware requirements. The table below lists the coverage and minimum coverage limits that are required in Delaware. Keep in mind, however, that minimum coverage limits are just a starting point. You may want to consider increasing your coverage limits for greater protection.

Contact a Delaware Allstate agent to better understand the different types of coverage in your area.

Allstate Auto Insurance Coverage Type

Delaware Requirements

Bodily Injury Liability
Helps cover expenses related to the injury or death of another driver or a pedestrian when an accident is your fault.

$25,000 limit per person/$50,000 limit per accident1

Property Damage Liability
Helps cover expenses related to the damage of another person’s property — like vehicles, homes, buildings and other structures — when an accident is your fault.

$10,000 limit1

Uninsured Motorist
Helps cover your medical expenses if you’re in an accident, the other driver is at fault and doesn’t have any insurance.

Not required

Underinsured Motorist
Helps cover your medical expenses if you’re in an accident, the other driver is at fault and doesn’t have enough liability insurance.

Grouped with uninsured motorist coverage

Personal Injury Protection
If you and/or your passengers are hurt in an accident, this helps cover medical or funeral expenses.

$25,000 limit per person/$50,000 limit per accident2

Collision
Helps cover expenses to repair or replace your vehicle that’s been damaged in an accident.

Not required3

Comprehensive
Helps cover expenses to repair or replace your vehicle that’s been stolen or damaged by things like storms or vandalism.

Not required3

State chart requirements provided for informational purposes only. State minimums and the required coverages may vary by state and may change from time to time. Check with your state for up-to-date information or if you have questions about current state minimums.

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All coverages are subject to the coverage limits stated in your policy.

1https://www.iii.org/article/background-on-compulsory-auto-uninsured-motorists

2https://insurance.delaware.gov/wp-content/uploads/sites/15/2018/02/Auto-Insurance-Guide-2018.pdf

3Although Delaware law does not require drivers to carry this coverage, it may be required by your lender if you are leasing or financing your vehicle.